For customers 65 years of age or older or 18 years of age or younger:
In accordance with Chapter 234 of the Acts of 2010, also known as the “18/65 Law,” we do not impose any fee, charge of other assessment against the savings or checking account of any person age 65 or older, or age 18 or younger. However, a reasonable charge, as determined by the Commissioner of Banks, may be assessed against such accounts when payment has been refused due to insufficient funds. Our fee for insufficient funds does not exceed $5.00 per check. ATM fees apply.
You must notify us of your eligibility to receive these benefits.
Please notify the Bank when you open your account(s) if you are in either of these age groups or if you become eligible for fee waivers at any time during your account holding. Eligible persons who have not already registered for this service should contact the Bank by visiting a branch office, or by calling us at 1-877-463-6287.