Commercial Lending

Building on a dream, not a transaction.

It starts with a relationship.

When you’ve dedicated yourself to building and growing a business, your investment in it is deeply personal. Since 1835, we've been right there with our customers, helping them navigate their business challenges and financial complexities. With an experienced, local team who has seen it all, chances are we can help you find a solution to meet your needs.

Working Capital Loans

From Boston to the Berkshires, we work with all types of businesses to provide financing to support day-to-day operations. We want to work with you to find a solution that will keep your business humming.

Term Loans for Equipment and Owner-Occupied Real Estate

Medium- and long-term financing options allow businesses to meet a wide range of challenges. Expand your enterprise, make major repairs, modernize equipment, or expand your fleet.

Acquisition Financing

Obtain financing to buy a company or new product line. With our combination of financing options and lender expertise, you’ll be well positioned for continued growth.

Letters of Credit

Middlesex provides both Import Letters of Credit and Stand-by Letters of Credit depending upon your business need.

Nonprofit Lending

Deep relationships with the many nonprofit organizations that make up our community are at the core of who we are as a community bank. Our experience allows us to offer lending solutions that can meet the needs of your organization and allow you to focus on your mission.

SBA Lending

Government-backed Small Business Administration (SBA) loans can be used for varying purposes – helping to start or expand a business, meeting short-term cash needs, or for longer-term purchases of vehicles and equipment. As a Preferred Lender, Middlesex’s SBA loans frequently offer a longer repayment period and rates that are comparable with our traditional business loans.

Contact Us

To learn more about Commercial Lending solutions, contact Geoff Homoliski, SVP & Chief Commercial Banking Officer at 508-599-5847.

Email Geoff

Middlesex is a full-service bank serving business owners, individuals, and families throughout Massachusetts.

All offers of credit are subject to approval.