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Business Wire Transfers

A fast, secure way for your business to send and receive funds.

Pay vendors, purchase real estate or conduct business overseas.

Fast and secure, wire transfers can be used to facilitate various types of business transactions in town or around the world. At Middlesex Savings Bank, we make it easy to request a transfer or receive money sent to you by others.

  • A secure payment method when a check or credit card is not appropriate
  • Wired funds are immediately available for use
  • Senders should share account information via secure channels only
  • Unencrypted emails can be hacked and can jeopardize your account security
  • Wire transfers are subject to fees
  • Several institutions may be involved in international transfers and each may assess their own fees
  • If you receive any wire instructions by email or other non-secure methods, please do not initiate it without verifying it via another channel, such as by telephone
  • If you have any questions, please contact us at 508-599-5680

Domestic Wire Transfers

Sending funds

  • Make arrangements in person at any Middlesex branch or call our Information Center at 1-877-463-6287
  • We will review the instructions with you, which includes a form that will be emailed to you and required to be completed and notarized

Receiving funds

Please provide the following information to the sender:

  • Bank Name: Middlesex Savings Bank
  • Federal Reserve Bank Short Name: Middlesex Natick
  • Middlesex Savings Bank Address: 6 Main Street, Natick, Massachusetts 01760
  • Beneficiary Account Number: Your Middlesex Savings Bank account number
  • Beneficiary Name: The name of your account as it appears on your bank statement
  • Beneficiary Address: Your address as it appears on your bank statement

International Wire Transfers

Sending funds

  • Make arrangements in person at any Middlesex branch or call our Information Center at 1-877-463-6287
  • We will review the instructions with you, which includes a form that will be emailed to you and required to be completed and notarized

Receiving funds

Please provide the following information to the sender:

  • Beneficiary Bank Name: Middlesex Savings Bank
  • Beneficiary Bank's ABA Routing Number: 211371227
  • SWIFT BIC: MDSXUS3N
  • Middlesex Savings Bank Address: 6 Main Street, Natick, Massachusetts 01760
  • Beneficiary Account Number: Your Middlesex Savings Bank account number
  • Beneficiary Name: The name of your account as it appears on your bank statement
  • Beneficiary Address: Your address as it appears on your bank statement
  • Note: The international sending bank should advise their U.S. correspondent bank to send the funds to Middlesex Savings Bank via U.S. Fedwire with the ABA routing number provided above

Middlesex is a full-service bank serving business owners, individuals, and families throughout Massachusetts.

Disclosures

Domestic Wire Transfers: Wire transfers are subject to fees. Please refer to the Middlesex Business Fee Schedule for details.

Several financial institutions may be involved in the transfer of funds internationally and each often assesses their own fees. Locking in the foreign exchange currency rate guarantees the amount being sent, but does not prevent other types of fees from being deducted from the amount of the wire prior to Middlesex's receipt of the funds. Middlesex Savings Bank does not have specific information about what other financial institutions charge, and is not able to control the assessment of those fees.

International Wire Transfers: Several financial institutions may be involved in the transfer of funds internationally, and each often assesses their own fees.

Locking in a foreign exchange currency rate guarantees the amount being sent, but does not prevent other types of fees from being deducted from the amount of the wire prior to Middlesex's receipt of the funds. We do not have specific information about what other financial institutions charge, and are not able to control the assessment of those fees. Please refer to the Middlesex Savings Bank Business Fee Schedule for additional wire transfer details.