Personal Savings Accounts

Get help growing your savings.

Let's work together to meet your financial goals.

Middlesex Savings Bank offers a variety of personal savings accounts to help support your savings habits and goals, so you can live better and be rewarded for all your hard work.

Middlesex is a full-service bank serving individuals, families and business owners throughout Massachusetts.

Basic Money Fund Account

When you need a safe way to grow your money, we have good options.

  • Open account with as little as $10
  • No monthly fees

Freedom Gold® Money Fund Account

Add a Freedom Gold®  Money Fund account for a more generous interest rate on your savings. When it comes to earning more, we're right there with you.

  • Higher returns than most traditional savings accounts
  • Easy access to funds 

Freedom Platinum® Money Fund Account

Open a top-tier Freedom Platinum® Checking account and automatically qualify for our highest Money Fund rates. When it comes to building on your financial success, we're right there with you.

  • Higher returns than most traditional savings accounts
  • Easy access to funds

Retirement Money Fund

Whether you're just starting out, cruising along mid-career, or on the verge of retirement, it's important to plan for your future. Diversify your retirement plan with a Retirement Money Fund account, a smart way to protect yourself against market volatility and prepare for the retirement you deserve.
  • Gain peace of mind knowing your accounts are fully insured by the FDIC & DIF
  • Add funds at your own pace: weekly, monthly, or in one lump sum
  • Available for Traditional, ROTH, or SEP IRAs

Fun Club Account

Our Fun Club offers gifts, prizes, and other enjoyable ways for young people to learn the benefits of saving money. When it comes to teaching lessons that last a lifetime, we're right there with you.

  • Children 12 and under are eligible
  • Open a savings account with as little as $1
  • Earn interest on balances over $10

Statement Savings Account

Start the ball rolling with regular deposits and we'll regularly pitch in balance-boosting interest payments. Whether you're saving for something special or seeking financial security, we want to help make it happen.

  • No monthly fee
  • Competitive interest payments
  • Build up balance with direct deposit or automatic transfers from checking

Passbook Savings Account

At times, you're perfectly willing to manage your money through Online Banking. But when you make a deposit at your favorite Middlesex Savings Bank location, you may want it recorded in ink. No problem. When you want to keep things simple, we're right there with a passbook that allows you to bank your way.

  • No monthly maintenance fee
  • Earn competitive interest on deposits
  • Track deposits, interest payments and balances in a paper passbook
     
Disclosures
All accounts subject to approval.