Personal Financial Planning

Get help bringing your vision of the future into clearer focus. 

With Middlesex Financial Group, you have a partner for life.

We take the time to listen to and understand all aspects of your life so we can create a financial plan that takes everything into account. Every step of the way, we're right there with you, providing investment guidance and insight that leads to a more fulfilling future.

Financial Planning and Our Approach

The best time to start planning is right now, and we're here to offer all the financial strategies you need. With our personal approach, we take time to understand your current investments, accounts and overall financial picture. It all starts when you meet one of our advisors at a local Middlesex branch.

Retirement Planning

Middlesex Financial Group advisors will take the time to talk with you about your desired retirement lifestyle and work with you to build a savings and investment strategy that can get you there.

  • Discuss 401(k) plans and various types of Individual Retirement Accounts
  • Consider whether you want a portfolio focused on asset protection or growth and income
  • Calculate how company pensions and Social Security income might fit into the equation

Education Planning

A good student uses every possible resource to learn about a subject. The same approach pays off when you're learning how to save for college. Middlesex Financial Group advisors can clearly explain various savings strategies, offer ideas for covering tuition costs, and help you provide your young scholar with an opportunity to get the best education possible.

  • Learn about long-term saving and investment options
  • Discuss benefits of 529 Plans and Coverdell Education Savings Accounts
  • Find out about the tax advantages of various approaches

Estate Planning

Enjoy the fruits of your labor today, and let your heirs benefit tomorrow. We're here for you, your family, and your beneficiaries as a trusted advisor. We help you plan your estate through asset protection and tax-efficient wealth transfer. It all starts by listening to you and understanding your goals and concerns.

MFG Advisors

Plan your future with the help of our friendly, knowledgeable team of advisors. Whatever you want to accomplish with your portfolio, Middlesex Financial Group will guide you toward proper solutions that align with your goals.

MFG Investment Account Access

Take full control of your portfolio with sophisticated, easy-to-use online services from Middlesex Financial Group. View and manage your entire portfolio by tapping into the power of Commonwealth Financial Network’s Investor 360°® platform. The more information you can access, the greater your opportunities.

  • See account balances and a detailed position breakdown for each account, including accounts not held with us
  • Check on recent transactions
  • Review contact information and beneficiaries

Market Commentary

As part of our association with Commonwealth Financial Network, Middlesex Financial Group proudly offers market commentary by Brad McMillan, Commonwealth's Vice President and Chief Investment Officer. Brad’s insights and analysis may help to inform and guide you within our current investment climate.

Check the background of this investment professional on FINRA's BrokerCheck »

Form CRS: Client Relationship Summary

The financial advisors of Middlesex Financial Group offer securities and advisory services through Commonwealth Financial Network®, member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services are separate from and not offered through Commonwealth. Middlesex Financial Group and Middlesex Savings Bank are not a registered broker-dealer or Registered Investment Adviser. Middlesex Savings Bank and Commonwealth are separate and unaffiliated entities.

Middlesex Savings Bank and Commonwealth are engaged in a referral arrangement where Middlesex Savings Bank refers potential clients to Commonwealth. Middlesex Savings Bank receives a percentage of the commissions and fees, as applicable, received by Commonwealth resulting from these referrals. In instances where the Advisor is also an employee of Middlesex Savings Bank, Middlesex Savings Bank receives all such fees and commissions. These payments create a financial incentive for Middlesex Savings Bank to recommend Commonwealth over other firms where no compensation is received, resulting in a material conflict of interest. Middlesex Savings Bank is not a client of Commonwealth. Any testimonial made in connection with a referral may not be representative of the experience of others and is not a guarantee of future performance or success. To learn more about Commonwealth, search them wherever local business are reviewed.

Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Guaranteed by any Government Agency | Not a Bank Deposit