Business Checking Accounts

To open a Business Checking Account, please visit a branch.

Support your business with a checking account that simplifies money management. 


You need a checking account that’s ready for the challenges and opportunities you face every day. Middlesex Savings Bank's Business Checking Accounts give you the control you need to do business your way. 

Whichever Business Checking Account you choose, you can take advantage of the following:  
  • Debit Mastercard® BusinessCard for purchases and ATM transactions
  • Free Online Banking and Bill Pay
  • Unlimited check-writing
  • ACH/electronic transactions
  • Monthly eStatements
  • Access to thousands of fee-free ATMs 
These smart Business Online Banking tools will also be at your disposal: 
  • 24/7 security through fraud monitoring, secure online sign-in, and card locking features
  • Custom account alerts so you can react to account changes immediately
  • Instant-issue debit card the same day you open your account
  • eDeposits to deposit checks from your mobile device with Business Mobile Banking

Business Blue Checking Account

With no monthly maintenance charge, unlimited electronic banking, and hundreds of no-fee transactions every month, Business Blue Checking Account frees up your money for better use.

  • No monthly maintenance charge
  • No minimum balance required
  • No charge for first 400 transactions each month (30 cents per transaction thereafter)

Business Gold Checking Account

Keep expenses down with Business Gold Checking Account. There's no charge for the first 500 monthly transactions and your business's other Middlesex Savings Bank account balances can help cancel out the monthly maintenance fee.

  • No charge for first 500 monthly transactions (30 cents per transaction thereafter)
  • $20 monthly maintenance charge is waived with a combined average monthly balance of at least $10,000 in your Middlesex Savings Bank checking, savings, money fund, CD and loan accounts
  • Monitor your cash flow 24/7 with free Business Online Banking

Business Plus Checking Account

For most businesses, a checking account is absolutely essential, but it's only the start. We also offer a variety of Cash Management services that can improve the way you move money and monitor finances. By signing up for those services - and earning credits on your business account balances - you can waive your monthly Business Checking Account fee.

  • Fees can be offset with earning credits based on average account balances
  • Take advantage of the opportunity to link together multiple Business Plus accounts under the same business relationship
  • Monitor cash flow 24/7 with free Business Online Banking

Business NOW Checking Account

Our Business NOW Checking accounts offer a competitive interest rate along with the digital banking tools you expect from a modern Business Checking Account.

  • Ideal for sole proprietorships, non-profit organizations and business trust or estate accounts
  • $15 monthly maintenance charge waived with a $1,000 average monthly balance
  • No charge for first 50 checks each month (30 cents per check thereafter)
Select up to 3 products at a time to compare.
Business Blue Checking
  • No monthly maintenance charge
  • No minimum balance required
  • No charge for first 400 transactions each month (30 cents per transaction thereafter)
Business Gold Checking
  • No charge for first 500 monthly transactions (30 cents per transaction thereafter)
  • $20 monthly maintenance charge is waived with a combined average monthly balance of at least $10,000 in your Middlesex Savings Bank checking, savings, money fund, CD and loan accounts
  • Monitor your cash flow 24/7 with free Business Online Banking
Business Plus Checking
  • Fees can be offset with earning credits based on average account balances.
  • Take advantage of the opportunity to link together multiple Business Plus accounts under the same business relationship
  • Monitor cash flow 24/7 with free Business Online Banking
Business NOW Checking
  • Ideal for sole proprietorships, non-profit organizations and business trust or estate accounts
  • $15 monthly maintenance charge waived with a $1,000 average monthly balance
  • No charge for first 50 checks each month (30 cents per check thereafter)
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Overview
  • A checking account with no monthly service charges​
  • A checking account that puts all your business balances to work to waive the monthly service charge​
  • Analysis checking for high volume accounts with earnings credits to help lower monthly fees ​
  • An interest earning checking account with all of the essentials ​
Right for you if you...
  • Make fewer than 400 transactions (debits, credits, deposited items and withdrawals) per month​
  • Make fewer than 500 transactions (debits, credits, deposited items and withdrawals) per month and maintain a deposit or loan balance ​
  • Look to use Cash Management services as well as a Monthly Analysis to lower monthly fees
  • Are looking to earn interest on your checking balances​
Monthly maintenance charge
  • $0
  • $20
$15
  • $15
Easy way to avoid monthly maintenance charge
  • N/A
  • Yes, with a combined average monthly balance (checking, savings and loan) of $10,000
  • Yes, earnings credits can be applied to monthly balances to offset monthly charges​
  • Yes, a $1,000 average monthly balance​ will waive the monthly charge
Free Business Online Banking and Online Bill Pay
  • Yes
  • Yes
  • Yes
  • Yes
Free Debit Mastercard Business Card
  • Yes
  • Yes
  • Yes
  • Yes
Free ATM access at Middlesex Savings Banks and surcharge-free network ATMs​
  • Yes - Middlesex Savings Bank ATMs only  
  • ​Yes - conditions apply, see the Business Fee Schedule below for additional information
  • Yes
  • ​Yes - conditions apply, see the Business Fee Schedule below for additional information
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Middlesex Savings Bank is a full-service bank serving individuals, families, and business owners throughout central and eastern Massachusetts.
Disclosures
All accounts subject to approval. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Carrier rates may apply.