Holiday hours: In observance of Martin Luther King Jr. Day, our branches and Information Center will be closed on Monday, January 20. Our ATMs, online, and mobile banking are available to access your accounts.
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Personal Banking
Mortgages
Home Equity Loans
Credit Cards
Auto Loans
Personal Loans
Reserve Lines of Credit
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About Careers Rates Locations Contact Apply
Home Equity Line of Credit
Pay less, live more. Open our low-rate home equity line of credit (HELOC) at Prime minus .5%, currently 7.00% APR*.

*Annual Percentage Rate
Apply Today
3.80% APY*
12 - 23 Months Certificate of Deposit

Open a CD and get competitive rates, a variety of term options, and peace of mind by keeping your money local.

*Annual Percentage Yield
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Small Business Banking Solutions
With our team of experienced business bankers, you'll get personalized service, local decision-making, and a deep understanding of your unique needs and challenges. 
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Helping you get there your way
Choose a path of popular products.
6.640
%
APR*
Middlesex Portfolio 5/3 ARM
*Annual Percentage Rate
3.90
%
APY*
Freedom Platinum 3-5 Month Certificate
*Annual Percentage Yield
3.80
%
APY*
3-5 Month Certificate of Deposit
*Annual Percentage Yield
VIEW ALL RATES
Community, that’s what we’re here for
Right there with you
Charitable Foundation 
Helping worthy nonprofits
Community Sponsorship
Supporting neighborhood events
Corporate Giving
Funding good work
SEE HOW WE'RE GIVING BACK
Special Offer
Current Offers
Explore our special offers and choose the one that’s right for you.
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Middlesex Savings Bank Blog