Current Offers

Checking Offer: All accounts are subject to approval. Middlesex Savings Bank will pay a $200 incentive to a customer for opening a new Freedom Checking account. To be eligible, the individual must not have held a personal checking account at Middlesex Savings Bank within the 90 days prior to opening the new checking account regardless of whether an account was previously held individually or joint with others. Mention or enter offer and promo code listed at time of account opening. Promo code: SWITCH200.
 
To qualify, the debit card(s) associated with the account must be used at least eight (8) times within the first sixty (60) days of account opening. Transactions must post and clear within the 60-day timeframe to be counted. ATM transactions do not qualify. Following verification of debit card usage for qualifying accounts, a $200 check will be mailed to the primary accountholder to the address provided at account opening within 90 days of account opening.
 
Void where prohibited. All accounts are subject to standard account opening processes and standards, and such standards must be met for offer to be paid. Offer expires 12/31/2023, however, Middlesex Savings Bank reserves the right to revoke this offer at any time. Limit one offer per checking account. Limit one offer per person. Cannot be combined with any other offers. Offer subject to applicable taxes. Subject to availability.
Freedom Blue®: Minimum of $1.00 to open account. Receive five rebates of non-Middlesex ATM surcharge fees per statement cycle with at least one direct deposit during the statement cycle. If account holder is under 26 years of age, direct deposit is not required to receive five ATM reimbursements.
Freedom Gold®: Open your account with as little as $1.00. Monthly maintenance charge of $19 is waived if your combined balances are $10,000 or more. Combined balances are average monthly balances in all deposit accounts plus all outstanding portfolio loan balances. In addition, all non-Middlesex ATM surcharge fees will be reimbursed if your combined balances are $10,000 or more.
Freedom Platinum®: Open your account with as little as $1.00. Monthly maintenance charge of $29 is waived if your combined balances are $50,000 or more. Combined balances are average monthly balances in all deposit accounts plus all outstanding portfolio loan balances. In addition, all non-Middlesex ATM surcharge fees will be reimbursed if your combined balances are $50,000 or more.

Referral Rewards Offer: Middlesex Savings Bank who registers for the offer, opens a new Middlesex Savings Bank Freedom Blue®, Freedom Gold®, or Freedom Platinum® checking account, and completes the offer requirements stated below within the time specified in the offer. All account specific qualifications must be met in order to qualify for rewards. To make a referral, the Referrer must register for the program and share the offer with their friends, family, or coworkers. 

Maximum Reward: A Referrer may receive up to ten (10) Mastercard Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Mastercard Reward Card for each Referred Person who fulfills the requirements.

Referred Persons: To earn a $200 Mastercard Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, open a new Middlesex Savings Bank Freedom Blue, Freedom Gold, or Freedom Platinum checking account, and complete eight (8) or more debit card purchase transactions within 60 days of account opening. ATM transactions do not qualify.

Email Communications: The Referrer authorizes the sending of communications to each Referred Person. If the referred person has previously opted out of marketing material from Middlesex Savings Bank or ReferLive, the email may not be delivered.” Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. 

Eligibility and Exclusions: All accounts are subject to approval. Debit transactions must post and clear within 60-days of account opening to be counted. To be eligible, the Referred Person must not have held a personal checking account at Middlesex Savings Bank within the 90 days prior to opening the new checking account regardless of whether an account was previously held individually or joint with others. This offer cannot be combined with any other offers. Must be 16 years of age or older to participate in the referral program. 

Checking Account Information: Freedom Blue®: Minimum of $1.00 to open account. Freedom Gold®: Open your account with as little as $1.00. Monthly maintenance charge of $19 is waived if your combined balances are $10,000 or more. Combined balances are average monthly balances in all deposit accounts plus all outstanding portfolio loan balances. Freedom Platinum®: Open your account with as little as $1.00. Monthly maintenance charge of $29 is waived if your combined balances are $50,000 or more. Combined balances are average monthly balances in all deposit accounts plus all outstanding portfolio loan balances. See the Consumer Fee Schedule for additional information.

Mastercard Reward Card: Please allow 4-6 weeks after completion of all requirements for delivery of the Mastercard Reward Card. The Mastercard Reward Card will be delivered by mail to the referrer’s and referred person’s address of record at the Bank. The Mastercard Reward Cards are subject to Terms and Conditions delivered with the card. Rewards Cards may be subject to local, state, or federal taxes. Mastercard is a registered trademark of Mastercard, Inc. Mastercard is not a participant or sponsor of this promotion. 

Middlesex Savings Bank reserves the right to revoke this offer at any time. Void where prohibited.

Fun Club Offer: Subject to approval. Fun Club is open to children age 12 and under. Once a child turns 13 years of age, the account will automatically be transitioned into a regular passbook savings or statement account. Middlesex Savings Bank will pay a $10 incentive to a customer for opening a new Fun Club account. This incentive cannot be used to meet the minimum required amounts to open the account and will be deposited directly into the account. To be eligible, the individual must not have held a personal savings account at Middlesex Savings Bank within 90 days prior to opening the new account regardless of whether an account was previously held individually or joint with others. Mention this offer at time of account opening.

Safe Deposit Box Offer: All accounts are subject to approval. Safe deposit box contents are not insured by the FDIC. Middlesex Savings Bank does not provide insurance coverage for the contents of your safe deposit box. You may secure you own insurance at your own expense. All accounts are subject to approval. Offer limited to new lease boxes only. While supplies last.Offer valid on the following box sizes: 5x5, 4x5, 3x5, 2.5x5, 1x4.5x2.5 only. Only one offer per household. This promotional offer is subject to terms, conditions and safe deposit box availability at any particular branch. Must have or open a Middlesex Savings Bank checking account by the initial safe deposit box lease date to qualify for offer. Offer valid through 12/31/23 and cannot be combined with any other offer. Safe Deposit Boxes are subject to the terms and conditions in the Safe Deposit Lease Agreement. After the one-year period, pricing will revert to the standard annual fee as reflected in then-effective Consumer Fee Schedule.