Small Business Lending

Get the support your small business needs.

Build a better small business banking relationship.

As a small business owner, your banking relationship should offer personalized service, local decision-making, and a deep understanding of your unique needs and challenges. At Middlesex Savings Bank, we’re not just another lender – we’re a team of experienced bankers that is dedicated to helping those in our community thrive.  
With a Middlesex business banking relationship, you’ll not only gain access to tailored financial solutions but also become part of our professional network. Here, you’ll forge valuable local connections that can help drive your business.

Our dedicated business bankers are familiar with the hurdles that small business owners in our community face. And, with our hands-on experience and resources as a commercial bank, we can help you in ways that other banks cannot.
Whether you’re struggling with short-term working capital needs, eager to seize new opportunities, or looking to invest in growth, we have the expertise and resources to help. Transition away from long selling cycles and cash flow worries, and embrace a brighter future for your business.

Start your business banking relationship today.

​To learn more about Small Business Lending solutions contact Dave Bennett, SVP at 508-315-5424 or email him at

Business Line of Credit
A revolving line of credit to meet your short-term working capital needs.
  • Loans up to $1.5 million
  • Convenient access to funds
  • Streamline processes
  • Low closing costs
  • Flexible repayment terms
Business Line-to-Loan
Take a hybrid approach to your business financing with this flexible, convenient solution.
  • Loans up to $1.5 million
  • Interest-only payments for up to 12 months
  • Improved cash flow
  • Streamline processes
  • Low closing costs
  • Flexible repayment terms
Business Term Loan
Get a fixed-rate loan to meet future challenges and capitalize on opportunities.
  • Loans up to $1.5 million
  • Fixed monthly payments with terms up to 60 months
  • Low closing costs
Business Reserve Line of Credit
Protects against overdrafts, supplements seasonal cash flow and funds small purchases.
  • Easy access to on-demand credit for short-term borrowing or unexpected opportunities
  • Manage the peaks and valleys of variable cash flow
  • Line amounts of up to $10,000
Business Mortgage
With our team's unmatched knowledge of the local Massachusetts real estate market, we partner with you for mortgage refinances or purchases and renovations of new or existing buildings.
  • Loans up to $3 million
  • Ideal for the purchase or expansion of owner-occupied properties
  • Use to purchase investment properties, including multi-family, mixed-use, apartments, commercial, retail and industrial buildings
  • Competitive interest rates
  • Terms to match amortization periods

Small Business Services & Solutions

Support and Resources
From educational materials to on-the-go support, access the resouces you need to keep going.

Additional Small Business Support

Middlesex is a full-service bank serving individuals, families, and business owners throughout Massachusetts.
All offers of credit are subject to approval.