Small Business Lending

Get the support your small business needs.

You’re a powerful part of the economy, so we’ll get creative to get your small business financing.

When you partner with Middlesex Savings Bank, our mission is to help you succeed. Our experienced business lending team takes time to understand your needs and create a lending program that meets them.

Business Line of Credit

A revolving line of credit can help you manage cash flow, purchase inventory or meet any expense whenever you need.

  • Loans up to $1.5 million
  • Convenient access to funds
  • Streamline processes
  • Low closing costs
  • Flexible repayment terms

Business Term Loan

Get a fixed-rate loan to meet future challenges and capitalize on opportunities. Ideal for expansion, purchasing new equipment and expanding your fleet, our Business Term Loan helps you reach your goals.

  • Loans up to $1.5 million
  • Fixed monthly payments with terms up to 60 months
  • Low closing costs

Business Line-to-Loan

Take a hybrid approach to your business financing with this flexible, convenient solution. When you're not certain how much money you'll spend on equipment purchases or leasehold improvement, the Business Line-to-Loan delivers the adaptable financing you need. Once your purchase is complete, your balance converts into a fixed-rate term loan for fixed monthly payments.

  • Loans up to $1.5 million
  • Interest-only payments for up to 12 months
  • Improved cash flow
  • Streamline processes
  • Low closing costs
  • Flexible repayment terms

Business Reserve Line of Credit

Acting as a financial safety net for your company, this line of credit protects against overdrafts, supplements seasonal cash flow and funds small purchases.

  • Easy access to on-demand credit for short-term borrowing or unexpected opportunities
  • Manage the peaks and valleys of variable cash flow
  • Line amounts of up to $10,000

Business Mortgage

With our team's unmatched knowledge of the local Massachusetts real estate market, we partner with you for mortgage refinances or purchases and renovations of new or existing buildings.

  • Loans up to $3 million
  • Ideal for the purchase or expansion of owner-occupied properties
  • Use to purchase investment properties, including multi-family, mixed-use, apartments, commercial, retail and industrial buildings
  • Competitive interest rates
  • Terms to match amortization periods

Contact Us

​To learn more about Small Business Lending solutions contact Dave Bennett, SVP & Regional Community Business Banking Manager at 508-315-5424 or email him at

Middlesex is a full-service bank serving individuals, families, and business owners throughout Massachusetts.

All offers of credit are subject to approval.