Mortgage Loans
When you're ready to take the next step, our home loans can help you get there.
Whether you're buying your first home, second home, or refinancing your current mortgage, Middlesex Savings Bank is there with a team of friendly, knowledgeable mortgage experts who are ready to pair you with the perfect mortgage loan for your budget and lifestyle.
To contact our Mortgage Center directly, please call 1-877-672-7654.
- Choose from a unique combination of our own in-house home loan products, secondary market options, and those offered in conjunction with the Massachusetts state housing agencies.
- We offer first mortgages, second mortgages and home equity lines of credit (HELOC), along with the expert advice to help you select the best home loan option for your needs.
- Middlesex Savings Bank was voted first place for mortgages three years in a row for the Best of MetroWest Awards, the official community choice awards presented by The MetroWest Daily News.





Affordable Mortgage Programs
In addition to our own first-time homebuyer programs, Middlesex Savings Bank participates with the state’s housing agencies to offer Massachusetts Housing Partnership home loans. This wide selection of affordable housing options can help us match you to the right mortgage.
Middlesex Savings Bank Mortgage Programs
The floor plan is perfect. The neighborhood is friendly. The time is right. All that's standing between you and your new home is affordable financing. At Middlesex Savings Bank, we're happy to help you clear that hurdle. With a variety of fixed and adjustable-rate mortgage options and competitive interest rates, terms and fees, you'll soon be able to put down some serious roots.
Conforming Mortgage Programs
Our goal at Middlesex Savings Bank is to provide you with the best available home loan options - and no surprises. So if we can provide you with financial benefits, such as a smaller down payment or lower interest rate by offering you a conforming loan that can be sold in the secondary market, we will let you know up front.
Construction Loans
Mortgage Preapproval
Mortgage Refinance
If you're ready to rework the terms of your current mortgage loan, Middlesex Savings Bank is right there with you. We can help you take advantage of a lower interest rate or adjust the term to pay off your mortgage, all with the goal of enhancing and improving your financial situation.