Mortgage Loans

In addition to our own first-time homebuyer programs, Middlesex Savings Bank participates with the state’s housing agencies to offer Massachusetts Housing Partnership home loans. This wide selection of affordable housing options can help us match you to the right mortgage.

The floor plan is perfect. The neighborhood is friendly. The time is right. All that's standing between you and your new home is affordable financing. At Middlesex Savings Bank, we're happy to help you clear that hurdle. With a variety of fixed and adjustable-rate mortgage options and competitive interest rates, terms and fees, you'll soon be able to put down some serious roots.

Our goal at Middlesex Savings Bank is to provide you with the best available home loan options - and no surprises. So if we can provide you with financial benefits, such as a smaller down payment or lower interest rate by offering you a conforming loan that can be sold in the secondary market, we will let you know up front. 

From building additions and renovations to ground-up construction, you're in good hands with Middlesex Savings Bank. We have the right loan to finance your project and our loan experts to help make the application process easy.

Get your mortgage loan preapproval from a Middlesex Savings Bank lender that will look out for your best financial interests. With our Rate Assurance Program, we protect you from rising interest rates for up to 90 days while you search for your new home.

If you're ready to rework the terms of your current mortgage loan, Middlesex Savings Bank is right there with you. We can help you take advantage of a lower interest rate or adjust the term to pay off your mortgage, all with the goal of enhancing and improving your financial situation.