Turn that house into a special home. 

When you're ready to take the next step, we're right there with you. 

Whether you're buying or refinancing, Middlesex Savings Bank is there with a team of friendly, knowledgeable experts who are ready to pair you with the perfect mortgage for your budget and lifestyle.

To contact our Mortgage Center directly, please call 1-877-672-7654.

More options from a local lender:
  • Choose from a unique combination of our own in-house loan products, secondary market options, and those offered in conjunction with the state housing agencies.
  • We offer first mortgages, second mortgages and home equity lines, along with the expert advice to help you select the best option for your needs.
  • Middlesex Savings Bank was voted first place for mortgages three years in a row for the Best of MetroWest Awards, the official community choice awards presented by The MetroWest Daily News.
2019 Best of the Best MetroWest First Place 2020 Best of the Best MetroWest First Place 2021 Best of the Best MetroWest Winner 2023 Top lender banker & tradesman

Middlesex is a full-service bank serving individuals, families, and business owners in central and eastern Massachusetts.

Affordable Mortgage Programs

In addition to our own first-time homebuyer programs, Middlesex Savings Bank participates with the state’s housing agencies to offer both MassHousing and Massachusetts Housing Partnership loans. This wide selection of affordable housing options can help us match you to the right mortgage.

Middlesex Mortgage Programs

The floor plan is perfect. The neighborhood is friendly. The time is right. All that's standing between you and your new home is affordable financing. At Middlesex Savings Bank, we're happy to help you clear that hurdle. With a variety of fixed and adjustable-rate options, with competitive interest rates, terms and fees, you'll soon be able to put down some serious roots.

Conforming Mortgage Programs

Our goal is to provide you with the best available options - and no surprises. So if we can provide you with a benefit, such as a smaller down payment or lower interest rate, by offering you a conforming loan that can be sold in the secondary market, we will let you know up front. 

Construction Loans

From additions and renovations to ground-up construction, you're in good hands with Middlesex Savings Bank. We have the right loan to finance your project and the experts to make the process easy.

Mortgage Preapproval

Get your preapproval from a lender that will stand behind you. With our Rate Assurance Program, we protect you from rising interest rates for up to 90 days while you search for your new home.

Mortgage Refinance

If you're ready to rework the terms of your mortgage, we're right there with you. We can help you take advantage of a lower interest rate or adjust the time you'll take to pay off your mortgage, all with the goal of creating a better situation for you.

All offers of credit are subject to approval. Other mortgage options available. Other terms and conditions apply. Rates subject to change at any time. Property insurance required. See tax advisor regarding deductibility of interest.