Affordable Mortgage Programs

Make buying a house easier.

Get a mortgage that fits your life.

No single option is best for everyone. That’s why in addition to our own first time homebuyer programs, Middlesex Savings Bank participates with the state’s housing agencies to offer both MassHousing and Massachusetts Housing Partnership loans. This allows us to provide a wide selection of affordable housing options and the ability to find the best one.

An affordable mortgage includes:

  • Down payments as low as 3%
  • Easier qualification
  • Reduced interest rates and costs

Our home loan specialists will take the time to explain the requirements and benefits of each program. They'll also help you to determine which you may be eligible for today, or the steps you might want to take to prepare for a future home purchase. 

Middlesex is a full-service bank serving individuals, families, and business owners in central and eastern Massachusetts.

All offers of credit are subject to approval. Other mortgage options available. Other terms and conditions apply. Rates subject to change at any time. Property insurance required. See tax advisor regarding deductibility of interest.