image-overlay

Wire Transfers

Move funds from coast-to-coast or around the world.

Whether the money is coming or going, we make it easy.

Electronic wire transfers are often used in business transactions, real estate purchases and for big-ticket items. At Middlesex Savings Bank, we can help you safely send domestic or international wires. We also make it easy to accept incoming transfers and move money into your account.

Please note:

  • Senders should share account information via secure channels only
  • Unencrypted emails can be hacked and can jeopardize your account security
  • Secure payment method when a check or credit card is not appropriate
  • Wired funds are immediately available for use.
  • Wire transfers are subject to fees; please refer to our Fee Schedule
  • Several institutions may be involved in international transfers and each may assess their own fees
  • If you receive any wire instructions by email or other non-secure methods, please do not initiate it without verifying it via another channel, such as by telephone
  • If you have any questions, please contact us at 508-599-5680

Domestic Wire Transfers

Sending funds

  • Make arrangements in person at any Middlesex branch or call our Information Center at 1-877-463-6287
  • We will review the instructions with you, which includes a form that will be emailed to you and required to be completed and notarized

Receiving funds

Please provide the following information to the sender:

  • Beneficiary Name: Middlesex Savings Bank
  • Federal Reserve Bank Short Name: Middlesex Natick
  • Middlesex Savings Bank's Routing Number: 211371227
  • Middlesex Savings Bank Address: 6 Main Street, Natick, Massachusetts 01760
  • Beneficiary Account Number: Your Middlesex Savings Bank account number
  • Beneficiary Name: The name of your account as it appears on your bank statement
  • Beneficiary Address: Your address as it appears on your bank statement

International Wire Transfers

Sending funds

  • Make arrangements in person at any Middlesex branch or call our Information Center at 1-877-463-6287

Receiving funds

Please provide the following information to the sender:

  • Beneficiary Bank Name: Middlesex Savings Bank
  • Beneficiary Bank's ABA Routing Number: 211371227
  • SWIFT BIC: MDSXUS3N
  • Middlesex Savings Bank Address: 6 Main Street, Natick, Massachusetts 01760
  • Beneficiary Account Number: Your Middlesex Savings Bank account number
  • Beneficiary Name: The name of your account as it appears on your bank statement
  • Beneficiary Address: Your address as it appears on your bank statement
  • Note: The international sending bank should advise their U.S. correspondent bank to send the funds to Middlesex Savings Bank via U.S. Fedwire with the ABA routing number provided above.


Middlesex is a full-service bank serving individuals, families and business owners throughout Massachusetts.

Disclosures
Domestic Wire Tranfers: Wire transfers are subject to fees. Please refer to the Middlesex Savings Bank Fee Schedule for details.

Middlesex Savings Bank does not have specific information about what other financial institutions charge, and is not able to control the assessment of those fees.

International Wire Transfers: Wire transfers are subject to fees. Please refer to the Middlesex Savings Bank Fee Schedule for details.

Please note that several financial institutions may be involved in the transfer of funds internationally, and that each often assesses their own fees. Locking in the foreign exchange currency rate guarantees the amount being sent, but does not prevent other types of fees from being deducted from the amount of the wire prior to Middlesex Savings Bank’s receipt of the funds. Middlesex Savings Bank does not have specific information about what other financial institutions charge, and is not able to control the assessment of those fees.