Construction Loans

From the ground floor to the finishing touches, we've got you covered.

Build something great with the lender you trust. 

From additions and renovations to ground-up construction, you're in good hands with Middlesex Savings Bank. We have the right home loan to finance your project and the mortgage lending experts to make the process easy.

With a construction loan from Middlesex, short-term construction and permanent financing are conveniently rolled into one loan - letting you focus on what truly matters: your new home.

  • Loans available up to $2.5 million, with a variety of fixed- and adjustable interest rate options
  • We do not charge higher interest rates for our construction loans
  • An experienced construction lender will guide you through the process from start to finish
  • Your loan will be serviced by Middlesex – not sold  

Middlesex is a full-service bank serving individuals, families, and business owners in central and eastern Massachusetts.

All offers of credit are subject to approval. Other mortgage options available. Other terms and conditions apply. Rates subject to change at any time. Property insurance required. See tax advisor regarding deductibility of interest. Construction loan interest rates are the same as the Middlesex Portfolio Mortgage offerings.