Personal Banking Online Banking


Our Online and Mobile Banking gives you 24/7 access to your money so you can bank when you want to. Pay bills, transfer funds, deposit checks, and manage accounts on the go. It's easy, convenient, and secure.

Get started with Online and Mobile Banking: 

Enroll Now

Online and Mobile Banking

With our streamlined platform, every online banking experience - whether on your smartphone, tablet, or desktop - is customized for your convenience. 

Enjoy these features:
  • Secure Messaging

  • Custom Alerts

  • Person to Person Payments

  • Text Banking

  • eDeposit

  • TouchID and/or FaceID with our mobile app

Download the mobile app:

Apple App Store

Apple Store Download

Google Play

Google Play Download


We recommend certain browsers for the best experience. Review recommended browsers here. 
When you bank with Middlesex, you also have the option of using CardValet®, a free mobile card management app, as well as Apple Pay®, Android PayTM and Samsung Pay®. Visit our mobile wallet page to learn more. Carrier rates may apply.
For additional information, contact our Customer Information Center at 1-877-463-6287 from Monday-Friday (7:00a.m. to 9:00p.m.) or Saturday (8:30a.m to 3:00p.m.), or visit your local Middlesex branch.

Enroll in Online and Mobile Banking

Get started with Online and Mobile Banking: 

Enroll Now


Convenient ways to send and receive money:

Online Bill Pay

The easy, secure, and convenient way to manage your bills.

The key features of Online Bill Pay include:

  • Pay bills in minutes or use the recurring payment option to have bills paid automatically

  • Set Bill Pay reminders so you never forget to pay a bill

  • Bill payment history is stored and easily viewable online, anytime

  • Eliminates the need for paper filing while reducing your paper usage

  • Eliminates postage, envelopes, late fees, and checks, and if you pay just 10 bills per month, you can easily save over $75.00* per year.

To enable this feature, call our customer information center at 1-877-463-6287 or visit any branch. We're happy to help.

*Savings are approximate and based upon the average annual cost of stamps, envelopes, and checks required for paying ten bills per month.


Deposit checks anytime, anywhere. To begin using eDeposit, here's what you need to do:

  • Select "Enroll in eDeposit" in the "Transactions" menu option within Online Banking

  • Complete the eDeposit Enrollment Instructions

  • Once you've been approved, go to "Deposit Check" in "Transactions" and you're ready to begin. eDeposits are made through the mobile app

  • When completing an eDeposit, in addition to including your signature on the back of the check, please be sure to include “For MSB eDeposit only” on one separate line

Applicants for the Middlesex Savings Bank eDeposit program are subject to approval by Middlesex Savings Bank. Electronic Deposits must be made in accordance with the Middlesex Savings Bank eDeposit Agreement and are subject to limits defined in the Agreement. Mobile telephone carrier fees may apply.

Person-to-Person Payment 

Pay anyone, anytime, from anywhere. 

Middlesex makes sending and receiving money faster, easier, and more secure with P2P.  Seamlessly send and receive funds from family and friends within seconds. P2P allows customers to transfer funds from your bank account to another individual's account
using your smartphone, tablet, or computer. All you need is the recipient's email address or mobile phone number. 

  • Fast and convenient payments without cash or checks

  • Your account information stays protected. You won't see the sender's account info and they won't see yours

  • Available through online banking and/or mobile banking

Learn More About P2P


Get your bank information when you need it and how you want it. e-Statements allow you to:

  • Eliminate paper statements and get more organized

  • View your account statements online at anytime

  • Print any statement you may need for any reason

  • View up to 18 months of statements

  • Make it easier for record keeping and tax preparation

  • Receive an email notification when your statement is available online.

To enroll, just:
  • Login to Online Banking

  • Select "Settings" in the "Options" menu

  • Select "Statement Delivery"

  • Complete the Middlesex Savings Bank Electronic Statement Agreement

Questions? Call our local customer information center at 1-877-463-6287 or visit any branch. We're happy to help.

Text Banking

With text banking, you can check balances, view recent transactions, transfer funds, pay bills, and easily find ATM and branch locations on your mobile phone. Text Banking allows you to do simple transactions – fast – like checking balances, viewing recent transactions, and transferring funds with any mobile phone.

If you can send a text message, we'll send you one back with your up-to-date account details. Text Banking commands can be found within our mobile app. You may also text LIST to 226-563 for a list of available commands. 

Text Banking is available to all Middlesex customers who are enrolled in Online Banking. Check with your wireless carrier for fees that may apply.

For your protection, do not text us your account numbers. You should use your account nickname when sending a text command. We will never include your account number in our text messages. On occasion your mobile phone manufacturer may release software updates for your phone. These should be downloaded and installed regularly to ensure your mobile phone has the most current and up-to-date software installed.

Mobile Device Security

Secure Your Phone

Most mobile phones let you set up a password or PIN, requiring that it's entered into your phone prior to use. This ensures that your phone can't be used if it's lost or stolen. Make sure that you always have this feature enabled and that your password or PIN is not shared with anyone.

Just like your computer, mobile phones are vulnerable to viruses, some of which can give fraudsters access to your personal information. To keep your information safe:

  • Install security software and keep it up-to-date
  • Delete junk emails and text messages
  • Don't follow any Web site links unless you know that they're genuine
  • Don't download any files or email attachments that you're not sure about

Fraud Prevention Security Software

Protect Yourself with Easy Solutions

Easy Solutions® is a free security software that has proven to be one of the industry’s most innovative providers of integrated fraud prevention solutions. Easy Solutions provides Middlesex customers with an anti-fraud solution that protects them from some of the most sophisticated online criminal attacks.

There aren’t any login or password requirements to use this software. Detect Safe Browsing (DSB) from Easy Solutions is a very small and fast download that you install on devices you use to access your Middlesex Savings Bank accounts. This software runs quietly in the background and provides security to avoid becoming a victim to online fraud. 

  Learn More About Easy Solutions


Questions? Call our local customer information center at 1-877-463-6287 or visit any branch. We're happy to help.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Apple, Apple Watch, App Store, iPhone, iTunes, Touch ID, and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Android, Android Pay, Google Play, and the Android Logo are trademarks of Google Inc.​ Samsung Pay, Samsung, and Galaxy Apps are registered trademarks of Samsung Electronics Co., Ltd. CardValet is a registered trademark of Fiserv, Inc.