Please be aware of fraudulent text messages that appear to come from Middlesex Savings Bank, falsely stating that your account has been put on hold and including a link to click. We will never send you a text with a link to notify you that your account has been put on hold. If you receive a text matching this description, do not click on any links and contact us immediately at 1-877-463-6287.
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Personal Banking
Mortgages
Home Equity Loans
Credit Cards
Auto Loans
Personal Loans
Reserve Lines of Credit
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About Careers Rates Locations Contact Apply
Home Equity Line of Credit
Pay less, live more. Open our low-rate home equity line of credit (HELOC) at Prime minus .5%, currently 7.25% APR*.

*Annual Percentage Rate
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4.05% APY*
3 - 5 Months Certificate of Deposit

Open a CD and get competitive rates, a variety of term options, and peace of mind by keeping your money local.

*Annual Percentage Yield
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Small Business Banking Solutions
With our team of experienced business bankers, you'll get personalized service, local decision-making, and a deep understanding of your unique needs and challenges. 
Let's Talk
Helping you get there your way
Choose a path of popular products.
6.538
%
APR*
Conforming 30 Year Fixed Mortgage
*Annual Percentage Rate
4.15
%
APY*
Freedom Platinum 3-5 Month Certificate
*Annual Percentage Yield
4.05
%
APY*
3-5 Month Certificate of Deposit
*Annual Percentage Yield
VIEW ALL RATES
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Charitable Foundation 
Helping worthy nonprofits
Community Sponsorship
Supporting neighborhood events
Corporate Giving
Funding good work
SEE HOW WE'RE GIVING BACK
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Explore our special offers and choose the one that’s right for you.
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Middlesex Savings Bank Blog