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Personal Banking
Mortgages
Home Equity Loans
Credit Cards
Auto Loans
Personal Loans
Reserve Lines of Credit
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About Careers Rates Locations Contact Apply
5.00% APY*
3 - 5 Months Certificate of Deposit

Open a CD and get competitive rates, a variety of term options, and peace of mind by keeping your money local.

*Annual Percentage Yield
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Enroll in Online Banking
Enroll in personal or business online banking to access all the convenient digital services to manage your money. 
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Mass Save® HEAT LOAN Programs
Middlesex Saving Bank is pleased to participate with the Mass Save Program to offer HEAT loans. Learn more about interest free loans that homeowners can use to finance eligible energy efficiency projects.
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Home Equity Line of Credit
Pay less, live more. Open our low-rate home equity line of credit (HELOC) at Prime minus .5%, currently 8.00% APR*.

*Annual Percentage Rate
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Helping you get there your way
Choose a path of popular products.
6.615
%
APR*
Conforming 30 Year Fixed First-Time Buyer Mortgage
*Annual Percentage Rate
5.10
%
APY*
Freedom Platinum 3-5 Month Certificate
*Annual Percentage Yield
5.00
%
APY*
3-5 Month Certificate of Deposit
*Annual Percentage Yield
View All Rates
Community, that’s what we’re here for
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Charitable Foundation 
Helping worthy nonprofits
Community Sponsorship
Supporting neighborhood events
Corporate Giving
Funding good work
See how we're giving back
Special Offer
Current Offers
Explore our special offers and choose the one that’s right for you.
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Middlesex Savings Bank Blog