Personal Checking Accounts - List & Compare

Convenience is the most valuable benefit of all.
Select up to 3 products at a time to compare.
Freedom Blue® Checking
Freedom Blue® Checking comes with no monthly fee and a time-saving menu of free digital banking services. When you're trying to cut costs without sacrificing convenience, we're right there with you.
Freedom Gold® Checking
Freedom Gold® Checking offers more convenience and better Money Fund rates. Your outstanding loan balances also count toward waiving the monthly fee, so it’s easier to get more for less.
Freedom Platinum® Checking
Freedom Platinum® Checking gives you the best Middlesex Savings Bank has to offer, with higher CD account rates, reduced fees, and other premium benefits. When you need your bank to do more, we deliver.
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Overview
Free checking for customers who typically carry a low balance and don't want to pay maintenance fees every month.
Checking with extra benefits. Customers who maintain a $10,000 combined balance - including Middlesex loans.
Top tier checking. Customers with a minimum combined balance of $50,000 receive exclusive benefits, robust features, and rewards.
Monthly Maintenance Charge
$0
$19
$29
Easy Ways to Avoid Monthly Maintenance Charge
N/A
$10,000 average monthly balance in any combination of savings, checking or CDs. Outstanding Middlesex portfolio loan balances also count.
$50,000 average monthly balance in any combination of savings, checking or CDs. Outstanding Middlesex portfolio loan balances also count.
Checks
Free standard style check starter.
Free standard style checks and discounted custom checks.
Free standard or custom checks.
Free Online and Mobile Banking
Yes
Yes
Yes
Instant Issue Debit/ATM Cards
Yes
Yes
Yes
ATM Surcharge Reimbursement
Receive five rebates of non-Middlesex ATM surcharge fees per statement cycle with at least one direct deposit during the statement cycle.
Receive unlimited ATM fee reimbursements when minimum balance requirements are met.
Receive unlimited ATM fee reimbursements when minimum balance requirements are met.
Free Overdraft Protection Transfers Available
N/A
Set up your account to automatically transfer funds from your money fund account to cover an overdraft.
Set up your account to automatically transfer funds from your money fund account to cover an overdraft.
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