Freedom Platinum Checking

Access to the best rates + a $300 bonus.

Need more from your checking account? Get more with Freedom Platinum checking. Not only will this account earn you the best rates, but you'll also save money on ATM fees and other select fees.

PLUS:

  • Fewer fees
    Fees waived on select products and services.
  • No ATM fees
    Fees waived for ATM use worldwide.
  • Free standard checks
    Plus, free domestic wires, cashier’s checks and money orders.
  • No monthly maintenance fee
    With $50,000 combined balance, including checking, savings, IRAs, CDs, and loans.
  • Relationship rates
    Receive rate boosts on Freedom Platinum CDs and Freedom Platinum Money Fund.
  • Money monitor
    Track spending and get insights with the MSB Mobile app and MSB Safecard.
$300 is yours in just 2 easy steps:
  1. Open a new Freedom Platinum checking account by June 30, 2024. Enter promo code: FP300.
  2. Use your debit card eight times within 60 days of account opening.

Still not sure if Freedom Platinum checking is for you?

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Freedom Blue Checking

With no monthly service charge or minimum balance requirements. 

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Freedom Gold Checking

With waived fees and relationship benefits.

  • No ATM fees worldwide. Unlimited reimbursements for non-Middlesex ATM fees
  • No wire transfer fees
  • No overdraft transfer fee
  • No stop payment fee
  • No fee for statement copies
  • No fee for check copy
  • No fee for treasurers checks or money orders
  • No fee for standard check orders
  • Two retirement plan fee waivers per account per year

Step 1: Eligibility

  • U.S. Citizen

Step 2: Prepare

  • 5-10 minutes online, 25 minutes in branch.
  • Personal information, including address, phone number and Social Security number.
  • Identification, such as a driver’s license, state ID, passport or military ID.

Step 3: Add money

  • Account and routing numbers, credit card, debit card, cash, or check to fund your account.
  1. We've been helping people manage their money since 1835.
  2. Convenient: In person, in your neighborhood. Locations throughout MA.
  3. Roots in our community: We are dedicated to making positive change in the communities where we work and live. Thousands of volunteer hours, millions of dollars invested in the communities we serve.
Freedom Platinum CD
Increase your savings with a Freedom Platinum CD. Get access to rate boosts once you open a Freedom Platinum checking account.
Disclosures

All accounts are subject to approval. Middlesex Savings Bank will pay a $300 incentive to a customer for opening a new Freedom Platinum Checking account. To be eligible, the individual must not have held a personal checking account at Middlesex Savings Bank within the 365 days prior to opening the new checking account regardless of whether an account was previously held individually or joint with others. Mention or enter offer and promo code listed at time of account opening. Promo code: FP300.

To qualify, the debit card(s) associated with the account must be used at least eight (8) times within the first sixty (60) days of account opening. Transactions must post and clear within the 60-day timeframe to be counted. ATM transactions do not qualify. Following verification of debit card usage for qualifying accounts, $300 will be deposited into the accompanying savings account. If a savings account does not exist a check will be mailed to the primary account holders mailing address on file.

Void where prohibited. All accounts are subject to standard account opening processes and standards, and such standards must be met for offer to be paid. Offer expires 6/30/2024, however, Middlesex Savings Bank reserves the right to revoke this offer at any time. Limit one offer per checking account. Limit one offer per person. Cannot be combined with any other offers. Offer subject to applicable taxes. Subject to availability.

Freedom Platinum®: Open your account with as little as $1.00. Monthly maintenance charge of $29 is waived if your combined balances are $50,000 or more. Combined balances are average monthly balances in all deposit accounts plus all outstanding portfolio loan balances. In addition, all non-Middlesex ATM surcharge fees will be reimbursed if your combined balances are $50,000 or more.