Student Checking

Whether you're in class or on break, we're right there with you.
Open Account

Bank your way. Even if it means never going to the bank.

Freedom Blue Checking has everything you need to stay in control of your money. Perfect for students on-campus, off-campus, and on-the-go. Our free student checking account has all the digital features to help students track their money and stay on top of their budgets. 

Friendly tech and banking advice.

With mobile and online banking and helpful people to talk to, you can bank your way any day.† 

  24/7 online and app banking     Person-to-person pay tools     Remote check deposit     Debit card controls     Fraud protection

Freedom Blue® Checking

Free checking. Get a great checking experience without a monthly maintenance fee.

  • No minimum balance requirement
  • 5 ATM reimbursements for non-Middlesex ATM surcharge fees for account holders under the age of 26, per statement cycle.

With Student Checking, there are no fees for:

  • Check writing

  • Deposits

  • Online banking and bill pay

  • Mobile and text message banking†

  • Monthly eStatements

Check your balance in your account frequently and know how much money is available to use. Online and mobile banking, account alerts, and other tools make it easy to manage and can help.

Applying online? If you want to open a checking account online, you’ll need:
  • Personal information, including address, phone number and Social Security number.
  • Identification, such as a driver’s license, state ID, passport or military ID.
  • Account and routing numbers or a credit card number to fund your account.

Stopping by a branch? To open a checking account in branch, you'll need:
  • Personal information, including address, phone number and Social Security number.
  • Two forms of indentification (ID)
    • Primary ID such as Massachusetts Driver’s License, Massachusetts issued ID Card, Passport or Passport Card
    • Secondary ID such as student ID with photo, major credit card, utility bill, or US Military ID card. 
  • ​Money to fund you new account.You can use a current account from another bank, credit or debit card, or cash.
Open Account
All accounts are subject to approval.

Freedom Blue: Minimum of $1.00 to open account. Five ATM surcharge fees from non-Middlesex ATMs will be reimbursed per statement cycle if account holder has monthly electronic deposit/payment. If account holder is under 26 years of age, electronic deposit/payment is not required to receive five ATM reimbursements.

See the Consumer Fee Schedule for additional information.

† Carrier rates may apply.