Earn $200
Earn $200

Welcome to Middlesex Savings Bank

We’re here for wherever life takes you.

Make the move to a community bank that has you in mind.

Are you looking for more? You’ll find it at Middlesex. Since we don’t have shareholders or stock prices to worry about, we put you first. We offer better rates, more personalized service, and continuous support for the communities we call home. You’ll experience friendly customer service in 30+ locations, a local call center, convenient online banking, and easy-to-understand products and services.

Making the move to Middlesex is easy – we are here to guide you through the product and service choices to help tailor your experience to your individual needs.

New checking customers can get a $200 reward when they open a Freedom Checking account.

Get a $200 cash bonus3 when you make at least 8 qualifying debit transactions within the first 60 days. Promo code: Worcester

Apply now Link to online account opening
Benefits of banking with Middlesex
  • Individual Attention
  • Personalized Solutions
  • Stability

Compare our Freedom Checking account options and choose the best that works for you.

 

Freedom Blue

The Freedom Blue® Checking account comes with no monthly fee and a time-saving menu of free digital banking services. When you're trying to cut costs without sacrificing convenience, we're right there with you.
Learn more.

Freedom Gold

The Freedom Gold® Checking account offers more convenience and better rates on money funds. Your outstanding loan balances also count toward waiving the monthly fee, so it’s easier to get more for less.
Learn more.

Freedom Platinum

The Freedom Platinum® Checking account gives you the best Middlesex Savings Bank has to offer, with higher CD rates, reduced fees, and other premium benefits. When you need your bank to do more, we deliver.
Learn more.

Put up to $200 in your pocket - it's just one more way Middlesex Savings Bank is right there with you.
Open account. - more information about Put up to $200 in your pocket - it's just one more way Middlesex Savings Bank is right there with you.

  • ​Step 2: Move your payments - Review your old account statement for automatic withdrawals or payments. Enroll in online banking and set up Bill Pay.

  • ​Step 3: Close your old account - Once your scheduled payments, checks, or transactions have cleared, move your remaining balance to Middlesex and close your old account.

Apply Now Link to online account opening
Don't know where to start? We're here to help.
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Disclosures

All accounts are subject to approval.
 
Middlesex Savings Bank will pay a $200 incentive to a customer for opening a new Freedom Checking account. To be eligible, the individual must not have held a personal checking account at Middlesex Savings Bank within the 90 days prior to opening the new checking account regardless of whether an account was previously held individually or joint with others. Mention or enter offer and promo code listed at time of account opening. Promo code: Worcester.
 
To qualify, the debit card(s) associated with the account must be used at least eight (8) times within the first sixty (60) days of account opening. Transactions must post and clear within the 60-day timeframe to be counted. ATM transactions do not qualify. Following verification of debit card usage for qualifying accounts, a $200 check will be mailed to the primary accountholder to the address provided at account opening within 90 days of account opening.
 
Void where prohibited. All accounts are subject to standard account opening processes and standards, and such standards must be met for offer to be paid. Offer expires 3/31/2024, however, Middlesex Savings Bank reserves the right to revoke this offer at any time. Limit one offer per checking account. Limit one offer per person. Cannot be combined with any other offers. Offer subject to applicable taxes. Subject to availability.
Freedom Blue®: Minimum of $1.00 to open account. Receive five rebates of non-Middlesex ATM surcharge fees per statement cycle with at least one direct deposit during the statement cycle. If account holder is under 26 years of age, direct deposit is not required to receive five ATM reimbursements.
Freedom Gold®: Open your account with as little as $1.00. Monthly maintenance charge of $19 is waived if your combined balances are $10,000 or more. Combined balances are average monthly balances in all deposit accounts plus all outstanding portfolio loan balances. In addition, all non-Middlesex ATM surcharge fees will be reimbursed if your combined balances are $10,000 or more.
Freedom Platinum®: Open your account with as little as $1.00. Monthly maintenance charge of $29 is waived if your combined balances are $50,000 or more. Combined balances are average monthly balances in all deposit accounts plus all outstanding portfolio loan balances. In addition, all non-Middlesex ATM surcharge fees will be reimbursed if your combined balances are $50,000 or more.
 
See the Consumer Fee Schedule for additional information.
 
† Carrier rates may apply.

*Use any ATM without worrying about fees. Freedom Blue customers have free access to all of our ATMs, plus thousands of fee-free ATMs worldwide through the Allpoint network. Additionally, we’ll reimburse up to 5 out-of-network ATMs per statement cycle when you have direct deposit.