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Holiday Branch and Customer Information Center Hours

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In celebration of Thanksgiving Day holiday, our branches and Customer Information Center will be closed on Thursday.  The bank will be open normal business hours on Friday, November 24.  Click here for additional information.

From all of us at Middlesex Savings Bank, we wish you a very Happy Thanksgiving.

Home  /  Personal  /  borrowing  /  mortgage

 

​home buying is easier
when you're pre-qualified.

Set your budget and narrow your search.
Pre-qualification puts you in the driver's seat.

 

Let's​​ talk >

 

Get started >

 


 

 

​protect yourself from  changing interest rates while you shop.

Our Middlesex Rate Assurance Program has you
covered for 120 full days - if rates go up, your rate stays the same.  Rates go down, you get the lower rate.  You're protected either way.

 

Start an application >


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a little knowledge
goes a long way

We make it easy to explore loan options and
estimate your monthly payments.

 

Mortgage calculators >

 

Mortgage rates >

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view our mortgage options

​Rate and payment examples as of 1/27/17.  Click here to see today's rates.  Annual Percentage Rate (APR) assumes 20% down payment (purchase) or 80% LTV (refinance) on owner-occupied property. Property insurance required. Monthly Payment/$1,000: Taxes and insurance premiums, if applicable, not included. Actual payment obligation will be greater if an escrow account is required or requested. See tax advisor regarding deductibility of interest. Other terms and conditions apply. Rates subject to change at any time. For 10/3 ARM, rate may increase after consummation. The new rates for 10/3 loan will be determined by adding the index at that time (3 year Treasury) to the margin (2.75%) rounded to nearest one-eight percentage point. Each adjustment is limited to 2% and total adjustments over the life of the loan are limited to 4%. See below for payment examples.

Term

Rate

Annual Percentage Rate

Points

Monthly Payment per/$1000

30 Year

4.125%

4.255%

0

$4.85

20 Year

3.875%

4.054%

0

$5.99

15 Year

3.375%

3.601%

0

$7.09

10 Year

3.250%

3.578%

0

$9.77

             10/3/ARM     (years 1-10)

                                (years 11-13)

                                (years 14-30)

3.625%

5.625%

7.625%

3.944%

0

$4.56

$5.40

$5.91