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Holiday Branch and Customer Information Center Hours


In celebration of the holiday, our branches and Customer Information Center will close at 3 P.M. on Wednesday, November 22.  We will also be closed for the Thanksgiving Day holiday on November 23.  The bank will be open normal business hours on Friday, November 24.  Click here for additional information.

From all of us at Middlesex Savings Bank, we wish you a very Happy Thanksgiving.

Home  /  Personal  /  borrowing  /  home equity application tips

​Tips for completing our online Home Equity application.

Applying for a Home Equity Loan or Line of Credit is easy.  All you have to do is answer a few simple questions about yourself, your property and your income, debts and assets. In order for us to respond to your application please provide an accurate email address and phone number, and one of our experienced mortgage specialists will contact you with next steps.

Once started, please fully complete the application.

For the safety of your information, the application will time-out in 45 minutes.  If you close out or abandon the application before you review and submit, or if you time-out, your information will not be saved.  A timer is available in the application to assist you during the process.   


What will I need before I start?

Here is a simple information checklist to help you with your application:

  • Addresses, employment history and social security numbers for each applicant.
  • The approximate amount of any mortgages secured by your home, monthly payments and real estate taxes.
  • The mortgage balances, payments, taxes and rent received for any additional real estate that you own.


How long will the application process take?

Our easy and secure application should take less 15-20 minutes to complete.  To ensure confidentially of your information, data entered will not be saved if you exit, abandon or time-out of the application before it is completed.


What should I expect after I finish?

One of our experienced mortgage specialists will contact you by phone within the next business day, or you can contact us directly by calling 1-877-672-7654.


Let's Get Started