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Holiday Branch and Customer Information Center Hours


In celebration of Thanksgiving Day holiday, our branches and Customer Information Center will be closed on Thursday.  The bank will be open normal business hours on Friday, November 24.  Click here for additional information.

From all of us at Middlesex Savings Bank, we wish you a very Happy Thanksgiving.

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​Savings Accounts, Money Funds and CDs

there's more than one way to save money.

Everyone manages their money differently, and depending on your goals and needs, we have a savings option that can fit. Whether it’s saving for college, retirement, new furniture, or just a vacation, this is the place to get started.


Select the account below that's right for you.

Certificates of Deposit

If you like the idea of locking in a guaranteed, competitive rate of interest for a fixed period of time, a certificate of deposit is the way to go.

Freedom Platinum customers automatically qualify for premium rates on top of any CD, excluding specials and retirement account CDs.


Two Great CD Options

12 Month​1.40% APY​​Open a CD today.
24 Month​1.60% APY​​Open a CD today.


Key features:

  • Assurance of full deposit insurance protection
  • $250 minimum to open
  • Fixed interest payments, compounded monthly
  • Choose from a variety of fixed terms from 3 to 71 months, PLUS we offer a 12-18 month adjustable rate certificate of deposit on retirement accounts
  • Monitor balances and maturity dates through online banking or by phone with a single call to 1-800-424-2424
  • Choose from a traditional CD, Roth and SEP IRA options 
  • Balances can be used to meet Freedom Gold Checking or Freedom Platinum Checking minimum balance requirements.

We also offer retirement certificates of deposit if you're looking for a convenient and secure way to build retirement savings.

Check out our other Certificate of Deposit rates.

Visit a branch to open a Certificate of Deposit today.


Got questions? Call our local customer information center at 1-877-463-6287 or visit any branch. We're happy to help.


APY = Annual Percentage Yield. Rates are subject to change at any time. The minimum to earn the APY is $10.  Penalties may apply for early withdrawal. $10 per plan annual maintenance fee applies for fixed- and adjustable-rate retirement certificates of deposit, but up to 2 are waived with Freedom Gold Checking or Freedom Platinum Checking.

Our basic Money Fund Account 

A great way to save. Competitive rates, easy access to your money and no monthly maintenance fees.

Key features:

  • The Money Fund Account offers multiple levels of interest rates; the higher your balance, the more you earn
  • Perform all your routine banking and receive access to your money by ATM, online with Online Banking and Bill Pay, or by phone with a single call to 1-800-424-2424
  • As an option, you may choose to use your funds to protect yourself from the hassle and expense of checking overdrafts.


Get premium rates with our Freedom Platinum Money Fund

Receive all the great features of our basic Money Fund account, PLUS, if you have a Freedom Platinum Checking account, you're eligible for premium interest rates.  There's no monthly maintenance fee and your balance counts towards waiving your Freedom Platinum Checking monthly maintenance fee. 

Check out our rates

Open a Money Fund, Freedom Gold Money Fund, or Freedom Platinum Money Fund account today


Got questions? Call our local customer information center at 1-877-463-6287 or visit any branch. We're happy to help.

Savings Accounts that pay.

Nothing like watching your savings grow. With a Middlesex savings account, there’s no monthly fee and you can check your balance anytime you like with Online Banking, or on the go with Mobile Banking.

Check out our rates and open an account today.


The classic Passbook Savings Account.

For those who like this simple and classic savings account option, ours comes with no monthly maintenance fee, and allows you to see your balance either through Online Banking or a Passbook.

Visit a branch to open a Passbook Savings account today.


Got questions? Call our local customer information center at 1-877-463-6287 or visit any branch. We're happy to help.