Personal Banking Savings Accounts, Money Funds, CDs and Retirement Savings


Everyone manages their money differently, and depending on your goals and needs, we have a savings option that can fit. Whether it’s saving for college, retirement, new furniture, or just a vacation, this is the place to get started.


Select the account below that's right for you.

Savings Accounts 

When it comes to saving money, Middlesex believes the best option is having options.

Statement Savings

Nothing like watching your savings grow. With a Middlesex savings account, there’s no monthly fee and you can check your balance anytime you like with online banking, or on the go with mobile banking. Carrier data rates may apply.

Passbook Savings

For those who like this simple and classic savings account option, ours comes with no monthly maintenance fee, and allows you to see your balance either through online banking or with a Passbook. Visit a branch to open a Passbook Savings account today.


Subject to approval.

Money Fund Accounts

Easy access to your money and no monthly maintenance fees, a money fund account is a great way to save. Tiers of interest rates mean the higher your balance, the more you earn. 


Money Fund Account

Watch your balance grow faster than a typical savings account. 

Freedom Gold® Money Fund

Exclusively for Freedom Gold checking customers. Freedom Gold customers automatically qualify for higher rates.

Freedom Platinum® Money Fund

Exclusively for Freedom Platinum checking customers.  Freedom Platinum customers automatically qualify for premium rates. 

Subject to approval.

Certificates of Deposit

If you like the idea of locking in a guaranteed, competitive rate of interest for a fixed period of time, a certificate of deposit is the way to go.

Freedom Platinum®️ customers automatically qualify for premium rates on top of any CD, excluding specials and retirement account CDs.


✔  Find Your Perfect Fit - Choose from a traditional CD, Roth and SEP IRA options with a variety of terms from 3 to 71 months

✔  Conveniently access accounts - monitor balances and maturity dates through online banking or by phone

✔  Peace of mind knowing your accounts are FDIC - insured

✔  Balances can be used to meet Freedom Gold Checking®️ or Freedom Platinum Checking minimum balance requirements


Subject to approval.​

Retirement Savings 

We're right there with you when you want a convenient and secure way to save for retirement.

If you don't like the uncertainty of the market, consider an IRA CD or Retirement Money Fund. 

Individual Retirement Account (IRA) CDs
  • FDIC-insured

  • Choose from a Traditional CD, Roth or SEP IRA CD. There are a variety of terms from 3 to 71 months 

  • We also have a 12-18 month variable rate option

Subject to approval.​
Retirement Money Fund
  • FDIC-insured

  • Add funds anytime

  • No maintenance fee

Questions? Call our local customer information center at 1-877-463-6287 or visit any branch. We're happy to help.