Checking That's Right for You. From student to senior - we have an account for every stage of life. Freedom Blue® Checking Free checking Customers who typically carry a low balance and don't want to pay maintenance fees every month. No monthly fee Have direct deposit? Then receive five reimbursements per statement cycle for non-Middlesex ATM surcharge fees Student Benefit: Direct deposit requirement is waived for account holders under the age of 26 to receive ATM reimbursements Freedom Gold® Checking Checking with extra benefits Customers who maintain a $10,000 combined balance - including Middlesex loans - enjoy added benefits.* Unlimited reimbursements for non-Middlesex ATM surcharge fees Special Freedom Gold Money Fund with higher rates Fee waivers on select banking products and services Freedom Platinum® Checking Top tier checking Customers with a minimum combined balance of $50,000 receive exclusive benefits, robust features, and rewards.** Unlimited reimbursements for non-Middlesex ATM surcharge fees Special Freedom Platinum Money Fund with premium rates Fee waivers on select banking products and services Premium interest rates on Freedom Platinum CDs Compare Accounts Apply Now Whichever checking account you choose, there are no fees for the following: Check writing Deposits Withdrawals and ACH/electronic transactions Debit Mastercard® and ATM transactions Online banking and bill pay Mobile and text message banking Monthly eStatements Access to thousands of fee-free ATMs SMART BANKING TOOLS Convenient ways to pay Use your debit card, digital wallet, or pay friends from your phone. 24/7 security Fraud monitoring, secure sign-in, and card locking features. Custom account alerts React to account changes in real time. Instant issue debit card Get your debit card the same day you open your account. Secure fingerprint sign-in Log in with the touch of your thumb. e-Deposit Make deposits right from your phone. Get Started Open an account today! Apply Now All accounts are subject to approval. Freedom Blue: Minimum of $1.00 to open account. Five ATM surcharge fees from non-Middlesex ATMs will be reimbursed per statement cycle if account holder has monthly electronic deposit/payment. If account holder is under 26 years of age, electronic deposit/payment is not required to receive five ATM reimbursements. *Freedom Gold: Open your account with as little as $1.00. Monthly maintenance charge of $19 is waived if your combined balances are $10,000 or more. Combined balances are average monthly balances in all deposit accounts plus all outstanding portfolio loan balances. In addition, all non-Middlesex ATM surcharge fees will be reimbursed if your combined balances are $10,000 or more. **Freedom Platinum: Open your account with as little as $1.00. Monthly maintenance charge of $29 is waived if your combined balances are $50,000 or more. Combined balances are average monthly balances in all deposit accounts plus all outstanding portfolio loan balances. In addition, all non-Middlesex ATM surcharge fees will be reimbursed if your combined balances are $50,000 or more. See the Consumer Fee Schedule for additional information. Check with your wireless service provider for details on its fees and charges for mobile and text messaging services. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated, used pursuant to a license. See the Debit Mastercard Guide to Benefits for additional debit card information.