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Holiday Branch and Customer Information Center Hours


In celebration of Thanksgiving Day holiday, our branches and Customer Information Center will be closed on Thursday.  The bank will be open normal business hours on Friday, November 24.  Click here for additional information.

From all of us at Middlesex Savings Bank, we wish you a very Happy Thanksgiving.

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would you like insurance against market volatility?

Annuities are some of our most popular products.  Why?  Many people value the opportunity to participate in market gains, but want some insurance against market losses.  For example, some products offer optional features that provide guaranteed growth against the market or lifetime income guarantees.  Annuities may be an effective tax vehicle for certain investors.  

Your Middlesex Financial Group advisor will take the time to understand exactly how much risk is right for you and how much insurance you need.  That's what you get with Middlesex, a personal consultant with your best interest in mind.

Would you like to speak to a MFG advisor to learn if annuities are right for you?


Just call us at 508-315-5096 or schedule a private appointment with an advisor to learn more.








Annuities are long-term, tax-deferred investment vehicles designed for retirement purposes. Guarantees are based on the claims-paying ability of the issuer and do not apply to the value of the subaccounts that will fluctuate with market conditions. Withdrawals made prior to age 59½ are subject to a 10-percent IRS penalty tax, and surrender charges may apply. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. The investment returns and principal value of the available subaccount portfolios will fluctuate so that the value of an investor’s unit, when redeemed, may be worth more or less than the original value. Optional features available may involve additional fees.

This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Investors should consult with a tax or legal professional regarding their individual situation.

Strictly intended for individuals in: CT, FL, MA, MD, ME, NC, NH, RI, TX, VT. No offers may be made or accepted from any resident outside these states due to various state and registration requirements regarding investment products and services. 

Not FDIC Insured

Not Bank Guaranteed

May Lose Value

Not Insured by any Federal Government Agency

Not a Deposit

Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services offered by Middlesex Financial Group are separate and unrelated to Commonwealth. Middlesex Savings Bank and Commonwealth are independent entities.