Privacy Statement

WHAT DOES MIDDLESEX SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?

(printable version)

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and address

  • Products owned and account balances

  • Credit and payment history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Middlesex Savings Bank chooses to share; and whether you can limit this sharing.


 

Reasons we can share your personal information

Does Middlesex share?

Can you limit this sharing?

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes— to offer our products and services to you

YES

NO

For joint marketing with other financial companies

YES

NO

For our affiliates’ everyday business purposes— information about your transactions and experiences

NO

NO

For our affiliates’ everyday business purposes— information about your creditworthiness

NO

NO

For our affiliates to market to you

NO

NO

For non-affiliates to market to you

NO

NO

Questions? Call 1-877-INFO CTR (1-877-463-6287) or visit one of our local branches.

Who we are

Who is providing this notice?

Middlesex Savings Bank (“Middlesex”)

What we do

How does Middlesex protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 

We are committed to the security of your information. We will only collect the minimum necessary to administer our business and to provide valuable products, services, and other opportunities to you. Access to customer information is strictly limited to employees with a business reason to know such information. We maintain physical, electronic, and procedural safeguards that comply with federal and state regulatory standards to safeguard your information.

How does Middlesex collect my personal information?

We collect your personal information, for example, when you

■ Open an account or make a deposit

■ Cash a check or apply for a loan

■ Pay your bills or use your debit card

We may also collect your personal information from others, such as credit bureaus.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

■ Sharing for affiliates’ everyday business purposes—information about your creditworthiness

■ Affiliates from using your information to market to you

■ Sharing for non affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

 

Affiliates

We currently have no affiliates under common control with us.

Non Affiliates

We may share your information with non affiliates including government entities, in response to subpoenas and other legal processes, credit bureaus, mortgage companies, credit card companies, companies providing servicing, processing, accounting, or other similar functions, marketing companies, and other financial institutions.

Joint marketing

Our joint marketing partners may include insurance companies, banks, credit card companies, financial institutions, and community non-profit organizations.