Get $200
Get $200

Welcome to Middlesex Savings Bank

Make the switch and discover just how great your community bank is.


Are you looking for more from your bank? As the state’s largest mutual bank, we offer a superior level of trust and stability that you cannot find just anywhere. Our priority is to help make our customers’ lives easier. That’s why we offer friendly customer service in 30+ locations, a local information center, convenient online banking and easy-to-understand products and services.

If that sounds like what you’re looking for, now is the time to switch. Our friendly staff will make your move to Middlesex easy. Even better, open a qualifying Freedom Checking account between now and the end of December, use your new debit card(s) associated with your account 8 times in the first 60 days, and get $200.

Make the move and bank with a community bank you can trust.

The features you want
  • Remote banking †
  • No hidden fees
  • ATM rebates
  • Helpful, friendly bankers

Freedom Blue® Checking

Free checking. Get a great checking experience without a montly maintenance fee.

  • No monthly fees
  • Have direct deposit? Then recieve five reimbursements per statement cycle for non Middlesex ATM surcharge fees
  • Student Benefit: Direct deposit requirement is waived for account holders under the age of 26 to recieve ATM reimbursements

Freedom Gold® Checking

Checking with extra benefits. Maintain a $10,000 combined balance - including Middlesex loans - and enjoy extra benefits.*

  • Unlimited reimbursements for non-Middlesex ATM surcharge fees
  • Special Freedom Gold Money Fund with higher rates
  • Fee waivers on select banking products and services

Freedom Platinum® Checking

Top-tier checking. Expand the relationship with a minimum combined balance of $50,000 - including Middlesex loans - and experience exclusive benefits, robust features, and rewards.**

  • Unlimited reimbursements for non-Middlesex ATM surcharge fees
  • Special Freedom Platinum Money Fund with premium rates
  • Fee waivers on select banking products and services
  • Premium interest rates on Freedom Platinum CDs
  • Banking local is about doing business with people who understand your needs.
  • The security of keeping your money close to home.
  • The comfort of knowing other banks may come and go but your bank we will remain here, as we have for the past 185+ years.
Open your Freedom Checking account online in about 10 minutes. We’ll mail your checks and debit card, and you can start using Online Bill Pay or P2P pay as soon as your account is approved, digitally signed, funded and your account number issued. †
  1. Open your checking account at Middlesex Savings Bank.
  2. Sign up for online and mobile banking.
  3. Enroll in direct deposit.
  4. Update your bill pay information.
  5. Stop using and close your old bank account.


Put $200 in your pocket with the promo code CASH200 - it's just one more way Middlesex Savings Bank is right there with you.

 

Apply Now

 

Disclosures

All accounts are subject to approval.

Middlesex Savings Bank will pay a $200 incentive to a customer for opening a new Freedom Checking account between 7/1/2021 and 12/31/2021. To be eligible, the individual must not have held a personal checking account at Middlesex Savings Bank within the 90 days prior to opening the new checking account regardless of whether an account was previously held individually or joint with others. Mention or enter offer and promo code listed at time of account opening. Promo code: Cash200.

To qualify, the debit card(s) associated with the account must be used at least eight (8) times within the first sixty (60) days of account opening. Transactions must post and clear within the 60-day timeframe to be counted. Following verification of debit card usage for qualifying accounts, a $200 check will be mailed to the primary accountholder to the address provided at account opening within 90 days of account opening.

Void where prohibited. All accounts are subject to standard account opening processes and standards, and such standards must be met for offer to be paid. Offer expires 12/31/2021, however, Middlesex Savings Bank reserves the right to revoke this offer at any time. Limit one offer per checking account. Limit one offer per person. Cannot be combined with any other offers. Offer subject to applicable taxes. Subject to availability.

Freedom Blue®: Minimum of $1.00 to open account. Five ATM surcharge fees from non-Middlesex ATMs will be reimbursed per statement cycle if account holder has monthly electronic deposit/payment. If account holder is under 26 years of age, electronic deposit/payment is not required to receive five ATM reimbursements.

*Freedom Gold®: Open your account with as little as $1.00. Monthly maintenance charge of $19 is waived if your combined balances are $10,000 or more. Combined balances are average monthly balances in all deposit accounts plus all outstanding portfolio loan balances. In addition, all non-Middlesex ATM surcharge fees will be reimbursed if your combined balances are $10,000 or more.

**Freedom Platinum®: Open your account with as little as $1.00. Monthly maintenance charge of $29 is waived if your combined balances are $50,000 or more. Combined balances are average monthly balances in all deposit accounts plus all outstanding portfolio loan balances. In addition, all non-Middlesex ATM surcharge fees will be reimbursed if your combined balances are $50,000 or more.

See the Consumer Fee Schedule for additional information.

† Carrier rates may apply.