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​Business Loans

Credit Solutions as flexible as you need them to be.

Access to capital when you need it is vital to helping you succeed. That's why we offer a range of credit solutions to meet a variety of possible needs.  From business loans and commercial mortgages up to $1 million, count on the experience of our community business bankers and our streamlined application process to help you get the loan or line of credit you need.

 

All successful businesses have one thing in common: they always plan ahead to meet future challenges.

Whether your challenges include expansion, buying new equipment or even acquiring commercial vehicles, a Middlesex Business Term Loan can help you get there.

Key features:

  • Fixed monthly payments - terms up to 60 months
  • Low closing costs
  • Convenient access to funds
  • Loan amounts from $5,000 - $1,000,000 are available.

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To learn more about how Middlesex can help your business succeed, contact a business banker or visit a community branch near you.

Business Lines of Credit are ideal for businesses looking to manage seasonal cash flow or purchase inventory.  

Key features:

  • Improved cash flow
  • Streamline processes
  • Low closing costs
  • Flexible repayment terms
  • Borrowing terms from $10,000 - $1,000,000

To learn more about how Middlesex can help your business succeed, contact a business banker today or visit a community branch near you.

Our Business Line-to-Loan is a flexible and convenient solution to finance multiple equipment purchases and leasehold improvements.

Interest-only payments for up to 12 months while you complete your purchases or improvements helps you manage your cash flow and payments until these assets can be put to work.  Once your purchase is complete, your balance converts into a fixed rate term loan to provide you with a fixed monthly payment.

Key features:

  • Improved cash flow
  • Fixed monthly payments
  • Streamline processes
  • Low closing costs
  • Flexible repayment terms
  • Borrowing terms from $10,000 - $1,000,000

To learn more about how Middlesex can help your business succeed, contact a business banker today or visit a community branch near you.

A Business Reserve Line of Credit is ideal for businesses looking for protection against overdrafts, to supplement seasonal cash flow, or make small purchases.

Key features:

  • Easy access to ready-on-demand credit for short term borrowing or unexpected opportunities
  • Manage the peaks and valleys of variable cash flow
  • Flexible repayment options
  • Line amounts of up to $10,000

To learn more about how Middlesex can help your business succeed, contact a business banker today or visit a community branch near you.

Whether you’re looking to refinance an existing mortgage, purchase or renovate a new or existing building, Middlesex is here for you.  With Business Mortgage Loans up to $1 million, we have an experienced team of real estate specialists that take time to understand and design a solution that meets your individual needs.


Owner Occupied Property

Our financing options are ideal for businesses looking to expand or purchase the property where they currently operate.


Investment Property

Looking to purchase property as an investment? We can provide financing for many types of investment properties, including multi-family, mixed use, apartments, commercial, retail and industrial buildings.


We offer competitive rates, terms to match amortization periods and an unmatched knowledge of the local real estate market.

To learn more about how Middlesex can help your business succeed, contact a business banker today or visit a community branch near you.

 

 

 

We recognize that for some businesses, including newer businesses or those experiencing operating challenges, conventional financing is not always available. To address this, we've partnered with a number of government and private agencies that offer creative financing solutions for businesses.

To learn more about our SBA and Alternative Financing options, contact Kathleen Maroney at kmaroney@middlesexbank.com or by phone at 1-508-315-5415.