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​Business Checking

No two businesses have exactly the same checking needs.

Whether you're looking for a simple way to manage your cash or solve more complex banking needs, we have a business checking account for you.

 

Apple PayTM is available to all Middlesex Savings Bank Debit Mastercard®​ ​​​holders who have a supported Apple device, such as an iPhone 6 or Apple WatchTM

 

Select the account that fits your business.

Business Blue​

​Business Gold

​Business Plus

​Business NOW

What is it? ​

A checking account with no monthly service charges​

A checking account that puts all your business balances to work to waive the monthly service charge​

Analysis checking for high volume accounts with earnings credits to help lower monthly fees ​

An interest earning checking account with all of the essentials ​

Right for you if you...​

Make fewer than 400 transactions (debits, credits, deposited items and withdrawals) per month​

Make fewer than 500 transactions (debits, credits, deposited items and withdrawals) per month and maintain a deposit or loan balance ​

Look to use Cash Management services as well as a Monthly Analysis to lower monthly fees ​

​You are looking to earn interest on your checking balances​

What's the monthly maintance charge​?

No monthly maintenance charge​

 

$20​

$15​*

 

​$12

Can the monthly charge be waived with a minimum balance?

 ​

Business Blue has no monthly maintenance charge​

Yes, with a combined average monthly balance (checking, savings and loan) of $10,000 ​

Yes, earnings credits can be applied to monthly balances to offset monthly charges​

Yes, a $1,000 average monthly balance​ will waive the monthly charge

What do I get?

Free Online Banking and Online Bill Pay​

 

Yes​

​Yes

​Yes

​Yes

Free Debit Mastercard® BusinessCard​(a)

 

 

​Yes

​Yes

​Yes

​Yes

Free ATM access at Middlesex Savings Banks and surcharge-free network ATMs​

Yes - Middlesex Savings Bank ATMs only  

​Yes - conditions apply, see the Business Fee Schedule below for additional information

​Yes

​Yes - conditions apply, see the Business Fee Schedule below for additional information

 * Additional transaction charges may apply, see the Business Fee Schedule below for additional information.

Business Blue is an ideal business checking account if you want to eliminate monthly charges and don't maintain a constant monthly balance.

Key features:

  • No charge for first 400 transactions, $0.30 per transaction thereafter
  • Free Business Online Banking and Bill Payment
  • Free Debit Mastercard® BusinessCard
  • Free ATM access at any Middlesex Savings Bank.

Business Gold is ideal for businesses that maintain a minimum monthly checking balance and perform fewer than 500 transactions per month.

Key features:

  • Free Business Online Banking and Bill Payment
  • Free Debit Mastercard® BusinessCard
  • Free ATM access at any Middlesex Savings Bank or Allpoint Network ATM*
  • Monthly balances in all business deposit accounts including checking, money fund, and CDs plus outstanding business loan balances help to waive monthly service charge.

Fees and requirements:

  • No charge for first 500 transactions, $0.30 per transaction thereafter
  • $20 monthly service charge, waived with a combined average monthly deposit and loan balance of $10,000 or more  

​Business Plus is ideal for businesses interested in Cash Management services and earning credits to offset account service fees.

Key features:

  • Free Basic Online Banking and Bill Payment
  • Free Debit Mastercard® BusinessCard
  • Free ATM access at any Middlesex Savings Bank or Allpoint Network ATM
  • Offset fees with earning credits based on idle balances
  • Ability to link together multiple Business Plus Accounts under the same business relationship.

​Business NOW is ideal for sole proprietorships, non-profit organizations and business trusts or estate accounts.

Key features:

  • No charge for first 50 checks, $0.30 for each check thereafter
  • Monthly service charge is waived with a checking balance of $1,000 or more
  • Competitive interest rate
  • Free Online Banking and Bill Payment
  • Free Debit Mastercard® BusinessCard
  • Free ATM access at any Middlesex Savings Bank or Allpoint Network ATM*.

To learn more or to open a business checking account, call our local customer information center at 1-877-463-6287 or visit your nearest community branch.

 

Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated, used pursuant to a license. 
(a) See the Debit Mastercard Guide to Benefits for additional debit card information.

* See Business Fee Schedule for additional information