CREDIT SOLUTIONS AS FLEXIBLE AS YOU NEED THEM TO BE.
Access to capital when you need it is vital to helping you succeed. That's why we offer a range of credit solutions to meet a variety of possible needs. Whether you need a business loan or a commercial mortgage, count on the experience of our business bankers and our streamlined application process to help you get the loan or line of credit you need.
Business Line of Credit
Business Lines of Credit are ideal for businesses looking to manage seasonal cash flow or purchase inventory.
Business Term Loan
All successful businesses have one thing in common: they always plan ahead to meet future challenges.
Whether your challenges include expansion, buying new equipment or even acquiring commercial vehicles, a Middlesex Business Term Loan can help you get there.
Fixed monthly payments - terms up to 60 months
Low closing costs
Convenient access to funds
Loan amounts from $5,000 - $1,500,000 are available.
Our Business Line-to-Loan is a flexible and convenient solution to finance multiple equipment purchases and leasehold improvements.
Interest-only payments for up to 12 months while you complete your purchases or improvements helps you manage your cash flow and payments until these assets can be put to work. Once your purchase is complete, your balance converts into a fixed rate term loan to provide you with a fixed monthly payment.
Business Reserve Line of Credit
A Business Reserve Line of Credit is ideal for businesses looking for protection against overdrafts, to supplement seasonal cash flow, or make small purchases.
Easy access to ready-on-demand credit for short term borrowing or unexpected opportunities
Manage the peaks and valleys of variable cash flow
Flexible repayment options
Line amounts of up to $10,000
Whether you’re looking to refinance an existing mortgage, purchase or renovate a new or existing building, Middlesex is here for you. With Business Mortgage Loans up to $3 million, we have an experienced team of real estate specialists that take time to understand and design a solution that meets your individual needs.
Owner Occupied Property
Our financing options are ideal for businesses looking to expand or purchase the property where they currently operate.
Looking to purchase property as an investment? We can provide financing for many types of investment properties, including multi-family, mixed use, apartments, commercial, retail and industrial buildings.
We offer competitive rates, terms to match amortization periods and an unmatched knowledge of the local real estate market.
SBA and Alternative Financing
We recognize that for some businesses, including newer businesses or those experiencing operating challenges, conventional financing is not always available. To address this, we've partnered with a number of government and private agencies that offer creative financing solutions for businesses.
Lending products are subject to approval.