There's a Business Credit Solution to Help You Grow Your Cash Flow and Your Business

Our Solution	Your Need	Fees/Terms

Business Reserve Line of Credit Get automatic protection from the hassle and expense of overdrafts.	You need up to $10,000 to protect your business from costly overdrafts to manage seasonal cash flow.	$25 annual fee. Variable rate based on Prime* + 5% APR.
Business Line of Credit Access a revolving line of credit when you need it for seasonal cash flow or inventory purchases	You have higher needs from $10,000 - $250,000 for a revolving line of credit for seasonal cash flow, to purchase inventory, or to protect your business from overdrafts.	$150 closing fee up to $100,000. $250 closing fee over $100,000. $50 annual fee after first year. Interest must be repaid monthly.
Business Line-to-Loan Get the flexibility of a line to make business purchases over time and the predictability of fixed monthly payments.	You need from $10,000 - $250,000 to make multiple business purchases in a one-year period.	$150 closing fee up to $100,000. $250 closing fee over $100,000. Variable interest must be paid monthly.
Business Term Loan Get a competitive rate and the predictability of fixed monthly payments.	You’re look to borrow $5,000 - $250,000 in a lump sum to expand your business or to purchase equipment.	$150 closing fee up to $100,000. $250 closing fee over $100,000. Terms from 12 to 60 months available.
Business Mortgage Purchase the property your business operates from and save with competitive rates.	You need to borrow up to $500,000 to renovate or expand your business property.	Closing costs apply. Property evaluation and environmental assessment required. 20-year term with 20-year amortization schedule Repay fixed principal and interest
SBA and Alternative Financing Choose from a variety of government-guaranteed and private programs to help you start a business.	You operate a newly established business without a strong credit history