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How Your Deposits are Insured

At Middlesex Savings Bank, your deposits are insured in full.

All deposits at Middlesex Savings Bank are insured in full through a combination of insurance provided by the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF).

The FDIC insures each depositor for at least $100,000, and up to $250,000 for certain retirement accounts.  Additionally, depending on your accounts and their ownership status, the FDIC may provide additional insurance. Find out today how your accounts are insured using the FDIC Electronic Deposit Insurance Estimator, known as EDIE.  To use this tool, visit www.fdic.gov/edie/.

All deposits in excess of FDIC insured amounts are insured by the DIF, without limit or exception. The DIF is a private, industry-sponsored insurance company, not affiliated with the Commonwealth of Massachusetts, the Federal Government or their agencies. For additonal information on the DIF, visit www.difxs.com.

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