There's a Middlesex Checking Account to Fit Your Business

Our account/key feature	Your need	Fees
For Business blue and Business Gold Checking, transactions include all debits and withdrawals and all credits and deposits. For Business Gold Checking, combined balances include average monthly balances in all business deposit accounts plus outstanding business loan balances at the end of a statement cycle; all accounts must be owned by the same business entity. The Business Plus Checking Earnings Credit is the allowance earned on the current month's average collected balance (reduced by balances maintained as reserves with the Federal Reserve) and is used to offset service charges. Earnings Credits in excess of service fees can be carried over from month to month within each calendar quarter. The Earnings Credit rate is subject to change. For individuals with 20% or more ownership, average monthly balances in all business deposit accounts, plus all outstanding business loan balances at the end of a statement cycle will be included as part of their personal combined balances for Freedom Gold Checking. Maximum of six transfers per statement cycle. Online Banking and Bill Payment with ACH/wire transfer capability subject to approval, available only with Business Plus Checking. $50 monthly fee applies.
Business Blue Eliminate monthly fees and the hassle of having to maintain a minimum balance.	Your business has less than 200 transactions¹ per month. You prefer an account with no monthly maintenance fee or balance requirements.	No fee for up to 200 transactions per month. No minimum balance required $.30 for each Transaction over 200. $5 per Business Money Fund overdraft transfer.⁵
Business Gold Put all your business balances to work for you to lower fees.	Your business has between 200 - 300 transactions1 per month. You have combined business account balances (checking, savings, loan) totaling $10,000 or more.	Monthly fee of $15 with 300 transactions. Fee can be waived with $10,000 combined balance. ² $.30 for each transaction over 300. $5 per Business Money Fund overdraft transfer. ⁵
Business Plus Save money with lower fees and a higher earnings credit on your available balances that can be used to offset service fees. Plus, you can roll over earnings credits for each calendar quarter.	You use cash management services. You have higher transaction volume (more than 300 per month) or multiple business checking accounts.	$12 monthly fee. Checks paid: $.19 ea. Deposits: $.75 ea. Deposited items $.11 ea. $5 per Business Money Fund overdraft transfer.⁵
Business NOW Earn interest on checking balances.	You are a sole proprietor or operate a non-profit organization and want to earn interest on checking balances. You have low monthly transaction volume (50 or less per month)	Low monthly fee of $5 for 50 checks paid. $.30 for each check over 50. $5 per Business Money Fund overdraft transfer.⁵