Where you're worth more.

It is my pleasure to welcome you to the Middlesex Savings Bank web site. Whether you are a potential, new, or long-time customer, we hope you find the site informative and easy to navigate.

Middlesex Savings Bank, with assets of over $4 billion, 30 branches, and 5 business-lending centers, is one of the largest and strongest banks in Massachusetts. We are also a mutual form of institution, that is, one without stockholders. We cannot be acquired and are firmly committed to remaining independent.

We offer a full range of products and services to meet the financial needs of consumers and businesses. This includes various checking, savings, loan, and investment products for individuals and households as well as commercial checking and savings, cash management, commercial loans and mortgages, and lines of credit for small and medium sized businesses. In addition, we offer convenient access to your accounts through our branch network, online banking, telephone banking, and thousands of ATMs with our own as well as through the SUM ATM network.

We are more than products and facilities, though. We focus on providing personal attention and excellent service to all of our customers. Yes, many banks make this claim. But our customer loyalty and testimonials, which we never take for granted, lead us to believe that our commitment to outstanding service is one of the important differences between our bank and other financial institutions in the marketplace.

Finally, with roots dating back over 175 years, Middlesex Savings Bank is very much a community-oriented bank. Our employees live and are actively involved in the communities we serve. They contribute a great deal of time to various civic, nonprofit, and community organizations, thereby making a positive impact on the quality of life throughout the region. The Bank and the Middlesex Savings Charitable Foundation provide significant, additional financial support to the community. This is accomplished through numerous grants to nonprofit organizations that serve all corners of our market area.

I thank you for your continued support of Middlesex Savings Bank.

Sincerely,

John R. Heerwagen
Chairman, President & Chief Executive Officer